BancorpSouth and Cadence Bank have come together. Here's what you need to know: BancorpSouth customers / Cadence customers
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Certificate of Deposit (CDs)

It might be your child’s college tuition or your first year of retirement. In any case, it’s more than money. If you’re looking for a higher-rate, longer-term investment, then opening a CD might be just the right savings plan for you. Our CDs offer solid rates of return and can be tailored to fit your individual needs. 

Features

security

Asset Management

Put your money to work with a full range of asset-management and trust services.
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Earn Interest

Watch your money grow while it stays safe and secure.
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Spending 

Set savings goals, track budgets and more, all in one convenient place.
Additional Features 
  • Earn higher rates of return than standard savings accounts(13)
  • Enjoy no monthly fee
  • Receive complimentary Online Banking 
See Certificate of Deposit details
Features and Benefits 
  • Receive an excellent return on long-term investment
  • Earn higher rates of return than standard savings accounts1 — the longer the term, the higher the rate
  • Incur no monthly fee
  • Enjoy maturity terms of 1 to 60+ months
  • Receive competitive yields
  • Enjoy flexible interest payment options
  • FDIC-insured to at least $250,000 per depositor
  • Enjoy complimentary Online Banking 
Requirements and Fees 

Requirements

  • Opening balance: $1,000-$5,000, depending on maturity
  • Minimum balance: $1,000-$5,000, depending on maturity

Fees

  • Monthly service charge:
  • Monthly fee: none
  • Early withdrawal penalties apply

Other Savings Accounts to consider.

My Goal Savings 

This classic account makes saving simple.

Health Savings

A Health Savings Account may help protect you financially.

Performance Savings 

With Performance Savings, you can earn the higher rate on balances up to $100,000.

Select Savings

Select our premium savings account
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Please see the Cadence Deposit Terms and Conditions for more details regarding money market accounts, savings accounts and certificates of deposit.

1Interest rate determined on purchase.

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