BancorpSouth and Cadence Bank have come together. Here's what you need to know: BancorpSouth customers / Cadence customers

My Goal Savings

The My Goal Savings account focuses on your goal and makes saving for it simple for you.

Open an Account Find a Branch



Budgeting Tool

Set savings goals, track budgets and more, in Spending, our online budgeting tool.

Online Banking

Check your balances, view your transaction history, pay bills and more — all from your computer or mobile device

Earn Interest

Watch your money grow while it stays safe and secure.
See My Goal Savings Details
Features and Benefits
  • Interest is compounded daily and credited monthly1,4
  • Gain immediate access to your savings account so you can make deposits and withdrawals at any time2
  • Transfer funds automatically from checking to savings using our secure Online Banking transfer service
  • Enjoy Online Banking at no additional charge
  • Keep track of your account with complimentary Online Statements3
  • -OR-
  • Receive monthly paper statements at no additional charge
  • Gain access to Spending, our complimentary online budgeting tool
  • Bundle your checking and savings accounts for a more convenient way to budget and save toward your goals
Requirements and Fees

  • Opening deposit: $100
  • Requirement to waive monthly fee:
    • $100 minimum daily ledger balance
  • Fees
    • $5 monthly fee if balance falls below $100 minimum daily ledger balance 
  • Transactions Fees:
    • $5 fee for each transaction over six per month2

Other Savings Accounts to consider.


1 Accrued interest is available for closing withdrawals.

2An excessive withdrawal fee of $5 will be charged for each nonexempt withdrawal or transfer in excess of six per month or statement cycle of at least four weeks, as applicable. The following withdrawals and transfers are exempt from this limitation: withdrawals or transfers made at an ATM, made in person at a teller window, requested by U.S. postal mail, made for purposes of making payments on Cadence loans, made in person to initiate a wire transfer, and made by telephone or fax where a check is mailed directly to the account holder.

3To receive your savings statement online, it must be combined with your checking account online statement within Online Banking.

4If you close your account prior to the interest being credited, you will receive interest for each day prior to the day you close your account.

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