Great Rates Today.
Growth for Tomorrow.

Schedule an appointment Find a location

5-Month CD

Applies to new CDs opened with $25,000 or more in new money.1

5 month cd APY 5.25%

11-Month CD

Applies to new CDs opened with $25,000 or more in new money.1

11 month cd APY 5%

16-Month CD

Applies to new CDs opened with $25,000 or more in new money.1

16 month cd APY 4.75%

Earn more with a dependable, high-rate certificate of deposit (CD). And, get an even better rate when you open your CD with new money!1

5-Month CD

Applies to new CDs opened with existing funds and/or new money less than $25,000.1
5 month cd APY 5.00%

11-Month CD

Applies to new CDs opened with existing funds and/or new money less than $25,000.1
11 month cd APY 4.75%

16-Month CD

Applies to new CDs opened with existing funds and/or new money less than $25,000.1
16 month cd APY 4.50%
Account Details
  • Annual Percentage Yields (APYs) are accurate as of 5/20/2024 and are subject to change without notice.
  • Earn 5.25% APY* when you open a new 5-Month CD with $25,000 or more in non-Cadence funds -OR- earn 5.00% APY* with existing Cadence Bank funds or less than $25,000
  • Earn 5.00% APY* when you open a new 11-Month CD with $25,000 or more in non-Cadence funds -OR- earn 4.75% APY* with existing Cadence Bank funds or less than $25,000
  • Earn 4.75% APY* when you open a new 16-Month CD with $25,000 or more in non-Cadence funds -OR- earn 4.50% APY* with existing Cadence Bank funds or less than $25,000
  • APYs are for accounts opened in AL, AR, FL, GA, LA, MO, MS, TN, & TX and may vary in other markets.
  • Minimum opening deposit and the minimum balance to earn interest is $1,000.
  • FDIC-insured to at least $250,000 per depositor

Substantial penalty for early withdrawal. Fees may reduce earnings. Institutional and Public Funds are not eligible. Consumers and businesses are eligible. Available as IRA.

* Annual Percentage Yields (APYs) are accurate as of 5/20/2024 and are subject to change without notice. APYs are for accounts opened in AL, AR, FL, GA, LA, MO, MS, TN, & TX and may vary in other markets. Minimum opening deposit and the minimum balance to earn interest is $1,000. Substantial penalty for early withdrawal. Fees may reduce earnings. Institutional and Public Funds are not eligible. Consumers and businesses are eligible. Available as IRA.

1The terms of the CDs are as follows: 5 months to earn 5.25% APY when opened with $25,000 in non-Cadence Bank funds or 5.00% APY when opened with existing Cadence Bank funds or less than $25,000. 11 months to earn 5.00% APY when opened with $25,000 in non-Cadence Bank funds or 4.75% APY when opened with existing Cadence Bank funds or less than $25,000. 16 months to earn 4.75% APY when opened with $25,000 in non-Cadence Bank funds or 4.50% APY when opened with existing Cadence Bank funds or less than $25,000. 

dot image