Lock in the rate upfront with the certainty of knowing you could get a no cost rate reduction if rates improve during the construction or renovation phase.
In most cases, you only have to provide qualification documentation once. Subject to terms and conditions.
Save time and money with one closing and one set of closing costs.
Have questions? Connect with a loan officer.
Other mortgage options to consider.
FHA LoansA lower down payment, fixed rate option for homebuyers just getting started.
Mortgages for Medical ProfessionalsMortgage options for physicians.
Conventional LoansA conventional loan typically meets the financial needs of most homebuyers. Loans exceeding 80% of value will require private mortgage insurance.
Portfolio LoansCadence Bank offers a variety of portfolio products with financing up to 100% of the purchase price and no mortgage insurance.
Rural Housing LoansA mortgage option designed for low- and moderate-income rural residents.
VA LoansLower rates and up to 100% financing for veterans, active duty service members and members of the National Guard or Reserve.
Eligibility requirements apply. See a local loan originator for more information. This is not a commitment to lend.