Money Market Select

It’s understandable. You want to earn high interest on your savings without the high risk. Our premium money market account, Money Market Select, allows you to safely earn a competitive rate of interest on your balance. Earn 4.25% APY* when you open a new Money Market Select account with $25,000 or more in new money and have a new or existing Cadence Performance Checking account.

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With a rate as high as 4.25% APY

Features

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Online Banking

Check your balances, view your transaction history, pay bills and more — all from your computer or mobile device.
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Earn Interest

Watch your money grow while it stays safe and secure.
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Online Budgeting Tool

Set savings goals, track budgets and more, all in one convenient place.
Additional Features
  • Earn tiered interest rates
  • Receive itemized monthly statements
  • Access your Online Statements

*APY is annual percentage yield. APY is accurate as of 3/3/2025. Rates subject to change weekly. Fees may reduce earnings.

See Money Market details
Features and Benefits
  • Earn tiered interest rates based on your account balance1— the interest rate tiers are based on the following balances:
    • $0-$9,999 (Rate: 0.50%; APY: 0.50%)
    • $10,000-$24,999 (Rate: 0.55%; APY: 0.55%)
    • $25,000-$500,000+ (Rate: 4.17%; APY: 4.25%)
  • Transfer funds automatically from checking to savings, using our secure Online Banking transfer service
  • Enjoy complimentary Online Banking
  • No fee for online or paper statements
  • Gain access to Spending, our complimentary online budgeting tool
  • Bundle your checking and savings accounts for a more convenient way to budget and save toward your goals
Requirements and Fees

Requirements

  • Opening deposit: $1,000
  • Requirement to waive monthly fee:
    • $10,000 minimum daily ledger balance

Fees

  • $10 monthly fee if balance falls below $10,000 daily ledger balance

Transaction Fees

  • $10 fee for each withdrawal after the sixth2
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Other Savings Accounts to consider.

My Goal Savings

This classic account makes saving simple.

Health Savings

A Health Savings Account may help protect you financially.

Performance Savings

With Performance Savings, you can earn the higher rate on balances up to $100,000.

Select Savings

Select our premium savings account.
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Stop by your nearest Cadence branch to open an account and more.

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1The Money Market Select account earns interest at a competitive rate determined solely by the Bank. Interest is earned daily on the collected balance using the daily balance method and is credited and compounded monthly at statement time. If the account is closed before interest is credited, you will receive the accrued interest for that period.

2An excessive withdrawal fee of $10 will be charged for each nonexempt withdrawal or transfer in excess of six per month or statement cycle of at least four weeks, as applicable. The following withdrawals and transfers are exempt from this limitation: withdrawals or transfers made at an ATM, made in person at a teller window, requested by U.S. postal mail, made for purposes of making payments on Cadence Bank loans, made in person to initiate a wire transfer, and made by telephone or fax where a check is mailed directly to the account holder.

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