Applying for a mortgage loan can be an exciting time. To make sure everything runs smoothly, it is essential to work with a mortgage lender who understands the loan process and the local Tampa, Florida market. Whether you are buying, building or refinancing, Tom is ready to guide you along the way. With a focus on first-time homebuyers, Tom is knowledgeable about the local market and can help you select the mortgage that’s best for your unique needs. Contact Tom today to get started on your path to home ownership.