Cadence Bank’s Mastercard® BusinessCard helps you take advantage when the opportunity presents itself — by giving you more financial flexibility with the stability and security of Mastercard®.Find a location
Credit Card Rewards
Earn points for everyday purchases and redeem them for gift cards, air travel, vacations and more!
EMV Chip Security
Enjoy built-in chip technology for an added layer of protection.
No Annual Fee
Enjoy the safety, security and convenience of Mastercard® with no annual fee.
See Mastercard® BusinessCard Details
Features and Benefits
- No annual fee
- Complimentary enrollment in our optional Rewards Program
- Receive 3,000 rewards points to your account when you register for Cadence Rewards
- 24-hour access to cash
- Automatic bill payment
- Added security of chip technology
- Complimentary enrollment in automatic payment draft options
Manage your account online:
- View statements and transactions, and build expense reports
Enroll in our Easy Savings Program
- Earn up to 20% of your purchase back at qualified merchants such as hotels, car rentals and vehicle maintenance merchants
- Consolidated or individual billing options
- Optional Overdraft Protection for Cadence checking accounts
- Save on fuel, shipping, travel and more
- Enjoy secure ATM access with customer-selected PIN
- Optional annual summary of charges
- Extended Warranty at no extra charge
- Emergency Cash Advances
- Purchase Assurance® on damaged or stolen purchases
- Travel assistance services, including MasterAssist® Travel Assistance and Travel Services Medical Assistance®
- MasterRental® Insurance Coverage
- MasterCard® Global Service on lost or stolen cards
- MasterCard VAT Reclaim Service
- Rebates from MasterCard Hotel Network and brand name car rental agencies
Small business savings up to 5% from:
- 19,500 brand name gas locations
Over 1,700 maintenance locations nationwide, including:
- Fuelman Network, Firestone, and TiresPlus
Requirements and Fees
- Minimum limit: None
- Subject to credit approval1
- Annual fee: None
- Balance transfer: Either $10 or 3% of the amount of each balance transfer, whichever is greater (maximum fee: $60)
- Cash advance: Either $10 or 3% of the amount of each cash advance, whichever is greater (maximum fee: $60)
- Foreign transaction: 2% of the U.S. dollar amount of transactions converted from a foreign currency
- Late payment fee: $35
- Overlimit fee: $35
- Returned payment fee: $35
- Prime + 8.65% APR on purchases3
- Prime + 14.65% APR on cash advances3
- For additional fees, please see our BusinessCard Credit Card Agreement
Sign up for credit card rewards
More credit cards to consider
Gold CardWith our Gold Mastercard® Credit Card, you’ll receive the worldwide purchasing power, security and savings you expect from Mastercard®.
Platinum CardOur Platinum Mastercard® Credit Card gives you financial power, with low interest and perks that come in handy when the unexpected occurs.
Secured CardEstablish and strengthen your credit with a Cadence Secured Credit Card.
Student CardOur Mastercard Student credit card helps you manage your account while giving you the spending power you need.
1Approval subject to standard credit card lending policies.
2Certain conditions apply.
3Purchase rate will not exceed 21.00% APR.