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Personal Credit Cards

Cadence Bank offers a range of personal credit cards. Pick the best credit card for your lifestyle.

Personal Credit Cards

A personal credit card is one of the most important personal finance tools you can use — and Cadence Bank offers several. Each card is unique, so take a few minutes to learn about them and their benefits, such as auto rental collision damage waiver, roadside dispatch and global customer assistance services.1



Maximum Rewards® Visa® Card

  • You’ll earn UNLIMITED 1.5% rewards on purchases EVERYWHERE you shop.2
  • Rewards can be redeemed with cash back, gift cards, travel or merchandise.2
  • You’ll have up to five years from the time rewards are given to redeem them.2
  • You’ll receive a low introductory APR on purchases and balance transfers.






Platinum Edition® Visa® Card

  • You’ll receive a low introductory APR on balance transfers.
  • You’ll receive a $25 statement credit on the first purchase you make within the first three billing cycles.3






Secured Visa® Card

A great card if you need to establish or improve your credit.


  • You can request your own credit limit when you provide a deposit of between $300 and $5,000 when you apply, subject to credit approval.
  • You may be able to get your deposit back in as little as 11 months when you maintain a consistent payment history, subject to credit approval.
  • You may qualify for a credit limit increase in as little as seven months when you make regular, on-time bill payments, subject to credit approval.






More Benefits

All Cadence Bank personal credit cards offer the following benefits:


  • Free access to your FICO® Score
  • Online and mobile account access
  • Fraud protection and account monitoring, with automatic alerts of any suspicious activity
  • With online access, you can activate your credit card, make payments, transfer balances, view statements and much more.



Talk to a Cadence Banking Expert

If you have more questions about personal credit cards from Cadence Bank, contact a Cadence expert today.



Access Your Account

Log in to your account to view employee card transaction history, make payments, request additional cards, set alerts, view statements and much more.


Access Your Account





Please see the Summary of Credit Terms provided at time of application for important information on rates, fees, costs, conditions and limitations.


You must pay your entire statement balance (including all promotional purchase and balance transfer balances) by the due date each month to avoid being charged interest on new purchases from the date those purchases are made, unless your new purchases are subject to a 0% interest rate.


1Complete program details including restrictions, limitations and exclusions, will be provided when you become a cardmember.


2See the Rewards Terms and Conditions in the Summary of Credit Terms, provided at time of application for details, including earning, redemption, expiration or forfeiture. Your % back rewards are earned as points.

3You will earn a $25 statement credit after the first purchase is posted to the Account within the first three billing cycles after the Account is opened. Please allow 6-8 weeks after you qualify for the statement credit to be applied to your credit card account.

Cards are issued by First Bankcard®, a division of First National Bank of Omaha, pursuant to a license from Visa U.S.A., Inc. VISA and VISA SIGNATURE are registered trademarks of Visa International Service Association and used under license.

FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. Please note, new cardmembers will generally see their FICO® Bankcard Score 9, the version of FICO® Score we use to manage your account, within 45 days of account opening.


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