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Commercial Loans and Lines of Credit

Achieve your company’s unique financial goals with the help of our commercial lending experts.

Commercial Lending

Benefit from the expertise of skilled, relationship-focused bankers backed by a comprehensive selection of commercial loan products with competitive rates. We can help you secure the financing your business needs.

 

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Your strategic growth partner

At Cadence Bank, we take the time to understand where you’re at and where you want to go, so we can help you get there. Our skilled relationship managers conduct in-depth industry analyses and are committed to offering meaningful, strategic insights that fuel your business’s growth. This won’t be a transactional commercial banking relationship; it’ll be a strategic partnership. We’re here to connect you with commercial loans that support the long-term growth of your business. Let’s put our heads together.

 

Competitive rates, fast approval

We know you have many banking options, which is why we want to help you find the best lending solutions, at favorable commercial loan rates. Designed with efficiency in mind, our streamlined application and approval process connects you with funding quickly.

 

Wide range of commercial loan products and services

Cadence Bank has a range of commercial lending products and services to meet the evolving needs of your business. Whether you need a term loan to support your growth, working capital loan to cover operating expenses or financing for a large equipment purchase, our relationship managers will work with you to find the right solution.

 

Our types of commercial loans include:

 

  • Term loans: Support the long-term growth strategy of your business with a term loan. Rely on a fixed repayment schedule for greater predictability and improved financial planning.
  • Working capital loans: Feel secure in your day-to-day operations by covering your short-term needs with a working capital loan.
  • Commercial lines of credit: Meet short-term working capital needs with a commercial line of credit from Cadence Bank. This expanded funding can also help you prepare for seasonal fluctuations.
  • Business acquisition financing: Back your company’s acquisitions and growth opportunities with immediate transaction financing.
  • Asset-based lending: Finance the growth and development of your business through asset-based lending that uses your current collateral and assets.
  • Commercial construction loans: Fund your new construction project with this short-term financing solution.
  • Commercial real estate loans: Find customized investment and owner-occupied commercial real estate loan solutions. Our team of experts can help you secure financing for your unique commercial real estate needs.
  • Commercial equipment loans: Support your operating cash flow when purchasing, replacing or upgrading equipment.
  • Syndicated finance: If you’re a multi-bank borrower, we can provide a tailored syndicated finance solution that meets your goals.
  • Derivatives and swaps: Manage interest rate risks through derivatives and swaps. We can create a custom derivative solution that minimizes your exposure to commercial loan rate fluctuations.

 

Industry expertise and expert insights

We understand that each industry has its nuances. That’s why we have specialized teams to support the unique financial needs of the commercial real estate, energy, healthcare, restaurant and technology industries. To explore some of Cadence Bank’s expert insights and perspectives, visit our commercial banking resource center.

 

Contact us today to discuss your commercial lending needs and how we can be your strategic growth partner.

 

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