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Commercial Loans and Lines of Credit

Our commercial lending experts can work with you to help your company achieve its unique financial goals.

Commercial Lending

As a commercial bank, Cadence is known for skilled, relationship-focused bankers who offer industry expertise backed by a comprehensive selection of commercial loan products with competitive rates. We can help you select the commercial financing option that’s best suited for your company’s needs.

 

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Our commercial loan solutions include:

 

  • Term loans: Support the long-term growth strategy of your business with a term loan. Rely on a fixed repayment schedule for greater predictability and financial planning.
  • Working capital loans: Feel secure with your day-to-day operations by covering your short-term operational needs.
  • Lines of credit: Meet short-term working capital needs with a commercial line of credit from Cadence Bank. This can help you prepare for seasonal fluctuations that may arise.
  • Acquisition financing: Back your company’s growth opportunities and acquisition aspirations with immediate financing to support the transaction.
  • Asset-based lending: Use your current collateral and assets to help you fund future business development and growth.
  • Construction financing: Fund your new construction project with this short-term financing solution.
  • Investment and owner-occupied commercial real estate loans: Our Commercial Real Estate experts can work with you to find a customized financing solution for your unique needs.
  • Equipment purchase financing: Purchase the equipment you need while having the security to support your operating cash flow.
  • Syndicated finance: If you’re a multi-bank borrower, receive a tailored financing solution to meet your goals.
  • Derivatives/swaps: We offer commercial interest rate derivatives to aid our clients in managing interest rate risks. Through the use of swaps, caps or collars, we can create a custom solution that minimizes exposure to commercial loan rate fluctuations.

 

Our lenders offer customized advice and specialize in the unique financial needs of the commercial real estate, energy, healthcare, restaurant and technology industries.

 

Contact us today to discuss your commercial lending needs with one of our expert bankers.

 

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