Great Rates Today.
Growth For Tomorrow.
Want a steady and secure way to grow your money? Invest in a Certificate of Deposit (CD) from Cadence Bank. Get a great fixed interest rate and build toward your goals.
Open an account Find a location
Earn Interest
Keep Earning
- Earn higher rates of return than standard savings accounts
- Enjoy no monthly fee
- Receive complimentary online banking
* Annual Percentage Yield (APY) is accurate as of 12/30/2024 and is subject to change without notice. APY is for accounts opened in AL, AR, FL, GA, LA, MO, MS, TN, & TX and may vary in other markets. The terms of the CDs are as follows: 5 months to earn 4.25% APY when customer has an existing or opens a new Cadence checking account or CD opened with $25,000 in non-Cadence Bank funds OR 4.00% APY when customer does not have a Cadence checking account and CD opened with existing Cadence Bank funds or less than $25,000.
Minimum opening deposit and the minimum balance to earn interest is $1,000. Substantial penalty for early withdrawal. Fees may reduce earnings. Institutional and Public Funds are not eligible. Consumers and businesses are eligible. Available as IRA.
See Certificate of Deposit details
- Receive an excellent return on a short-term investment
- Earn 4.25% APY* when you have an existing Cadence checking account or open a new one, or when you open a new CD with $25,000 or more in non-Cadence funds
- Or earn 4.00% APY* when you don't have a Cadence checking account and open a CD with existing Cadence Bank funds or less than $25,000
- Earn higher rates of return than standard savings accounts
- Incur no monthly fee
- Receive a competitive yield
- FDIC-insured to at least $250,000 per depositor
- Enjoy complimentary online banking
- Opening balance: $1,000
- Minimum balance to earn interest: $1,000
- Monthly fee: none
- Early withdrawal penalties apply
Three steps to your new CD
- Complete our online application.
- Fund your account with a minimum $1,000.
- Start watching your money grow.
