Great Rates Today.
Growth For Tomorrow.
Want a steady and secure way to grow your money? Invest in a Certificate of Deposit (CD) from Cadence Bank. Get a great fixed interest rate and build toward your goals.
Get started
Find a location
Earn Interest
Earn 5.25% Annual Percentage Yield* when you open a new CD with $25,000 or more in non-Cadence funds.
Keep Earning
Or earn 5.00% Annual Percentage Yield* with existing Cadence Bank funds or less than $25,000.
Additional Features
- Earn higher rates of return than standard savings accounts
- Enjoy no monthly fee
- Receive complimentary online banking
* Annual Percentage Yield (APY) is accurate as of 4/15/2024 and is subject to change without notice. APY is for accounts opened in AL, AR, FL, GA, LA, MO, MS, TN, & TX and may vary in other markets. The terms of the CDs are as follows: 5 months to earn 5.25% APY when opened with $25,000 in non-Cadence Bank funds or 5.00% APY when opened with existing Cadence Bank funds or less than $25,000.
Minimum opening deposit and the minimum balance to earn interest is $1,000. Substantial penalty for early withdrawal. Fees may reduce earnings. Institutional and Public Funds are not eligible. Consumers and businesses are eligible. Available as IRA.
See Certificate of Deposit details
Features and Benefits
- Receive an excellent return on a short-term investment
- Earn 5.25% APY* when you open a new CD with $25,000 or more in non-Cadence funds
- Or earn 5.00% APY* with existing Cadence Bank funds or less than $25,000
- Earn higher rates of return than standard savings accounts
- Incur no monthly fee
- Receive a competitive yield
- FDIC-insured to at least $250,000 per depositor
- Enjoy complimentary online banking
Requirements
- Opening balance: $1,000
- Minimum balance to earn interest: $1,000
Fees
- Monthly fee: none
- Early withdrawal penalties apply
Apply online or stop into your local branch.
Three steps to your new CD
- Complete our online application.
- Fund your account with a minimum $1,000.
- Start watching your money grow.
