Thanks to the modern convenience of digital technology, you can stay connected with your bank in an always-on world. Text banking has emerged as a convenient way to handle common banking tasks through simple text messages. This article explores what it is and how it can benefit you.

Understanding Text Banking

Text banking allows customers to perform basic banking functions using SMS (Short Message Service) texts on their mobile devices. This service is designed to provide quick and easy access to account information without the need to use a separate app. Text banking enables users to check account balances, view recent transactions or even transfer funds between your accounts by sending specific commands through text messages.

Benefits of Text Banking

• Convenience

  Text banking offers a quick and straightforward way to manage finances when you’re busy or on the go. There is no need to log into an online banking portal to complete a task once you’ve set up text banking.

• Accessibility

  Since text banking relies on SMS, it can be used on any SMS-enabled mobile phone, even in areas where you may not have a data internet connection. For those with limited connectivity, it can be a benefit.

• Security

  Commands and responses are typically encrypted, and users can keep an eye on recent transactions to watch for suspicious account activity, helping to alert them to potential fraud.

The bottom line

Text banking combines convenience, accessibility and security to help users manage their finances efficiently. By using simple text commands, you can stay on top of your banking. To get started with text banking from Cadence, enroll in Mobile Banking today.

Sources:
https://www.forbes.com/councils/forbesfinancecouncil/2025/01/30/10-technology-and-business-trends-that-may-revolutionize-finance-in-2025
https://www.cnet.com/personal-finance/banking/is-that-text-message-from-your-bank-legit-how-to-detect-and-avoid-sms-phishing-scams
https://cadencebank.com/personal/digital-banking/mobile-banking

This article is provided as a free service to you and is for general informational purposes only. Cadence Bank makes no representations or warranties as to the accuracy, completeness or timeliness of the content in the article. The article is not intended to provide legal, accounting or tax advice and should not be relied upon for such purposes.