Managing your finances can be a complex task, but with the right tools, you can stay on top of your accounts and help avoid potential fraud. Cadence Bank’s Online and Mobile experience offers a variety of alerts that can help you monitor your financial activities and ensure your accounts are secure. Here’s how each alert could benefit you:

Transaction Alert

What It Does: It alerts you to any transactions made on your account or within a customizable range you set.

How It Helps: By receiving real-time notifications of account activity, you can quickly identify and respond to unauthorized transactions. This alert is one of the best ways to monitor your account for fraud.

Balance Alert

What It Does: It notifies you when your account balance falls below a custom amount you set.

How It Helps: This alert helps you avoid overdraft fees and ensures you always have enough funds to cover your expenses. It’s beneficial for managing day-to-day spending and maintaining a healthy cash flow.

Check Cleared Alert

What It Does: Informs you when a written check has been processed and cleared.

How It Helps: This alert keeps you updated on your check transactions, helping you track your spending and ensuring that checks are cleared as expected. It also helps you detect any unauthorized check activity promptly.

Daily Balance Alert

What It Does: Provides a summary of your account balance. You can set the time for the alert to be delivered and get alerts for available or actual balance.

How It Helps: By receiving a daily update on your balance, you can monitor your financial status closely and quickly spot discrepancies or unusual activity. This alert is great for maintaining overall financial awareness.

Loan Due Alert

What It Does: Reminds you when a loan payment is due.

How It Helps: This alert helps ensure you never miss a loan payment, helping you avoid late fees and maintain a good credit score. It’s particularly useful for managing multiple loans or credit accounts.

Maturity Alert

What It Does: It notifies you when a fixed-term deposit or investment, such as a Certificate of Deposit (CD), is about to mature.

How It Helps: This alert gives you a heads-up to reinvest or withdraw your funds, helping to ensure you make timely decisions about your investments. It helps you maximize returns and avoid penalties for early withdrawal.

Secure Message Alert

What It Does: Notifies you when you receive a secure message from Cadence Bank.

How It Helps: This alert helps to ensure you don’t miss critical communications, such as account updates, security notices, or responses to your inquiries. It helps you stay informed and take timely action when needed.

Setting up these alerts on your Cadence Online and Mobile Banking can significantly enhance your financial management and security. By staying informed about your account activities and due dates, you can be better equipped to avoid fees, maintain a healthy financial status, and protect yourself from fraud.

Keep in mind that Cadence Bank will NEVER email you to request personal or sensitive information, such as your PIN, Social Security number or account number. If you receive a request for sensitive information, it’s likely a scam. Real alerts will not ask for such information.

Learn more about Cadence Bank's digital banking features..

Sources:
https://finance.yahoo.com/personal-finance/banking/article/bank-alerts-201442624.html
https://finance.yahoo.com/personal-finance/banking/article/banking-security-213314043.html
https://www.nerdwallet.com/article/banking/online-banking-security

This article is provided as a free service to you and is for general informational purposes only. Cadence Bank makes no representations or warranties as to the accuracy, completeness or timeliness of the content in the article. The article is not intended to provide legal, accounting or tax advice and should not be relied upon for such purposes.