Privacy Notice Rev. March 2024

FACTS  WHAT DOES CADENCE BANK AND ITS AFFILIATES DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and assets
  • Transaction or loss history and income
  • Credit History and credit scores
How All financial companies need to share customer’s personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customer’s personal information; the reasons Cadence Bank chooses to share; and whether you can limit this sharing.


Reasons we can share your personal information Does Cadence Bank Share? Can you limit this sharing?
For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes— to offer our products and services to you Yes No
For joint marketing with other financial companies Yes No
For our affiliates’ everyday business purposes— information about your transactions and experiences Yes No
For our affiliates’ everyday business purposes— information about your creditworthiness Yes Yes
For our affiliates to market to you Yes Yes
For nonaffiliates to market to you No We don't share

To limit our sharing

Call 888-797-7711 to speak to a representative.

Please Note:

If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.

Questions? Call Toll-Free 888-797-7711

Who we are  
Who is providing this notice? Cadence Bank; Cadence Bank’s subsidiaries including Linscomb Wealth, Inc.
What we do  
How does Cadence Bank protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Cadence Bank collect my personal information?

We collect your personal information, for example, when you


  • Open an account or apply for a loan, credit card
  • Make deposits or withdrawals from your account or use your debit or credit card
  • Seek advice about your investments

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only:


  • sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

What happens when I limit sharing for an account I hold jointly with someone else? Your choices will apply to everyone on your account.
Definitions  
Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Our affiliates include, but are not limited to: companies with the Cadence name; and financial companies such as securities broker-dealers and investment advisors.
Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Nonaffiliates we share with can include third parties that are not members of our corporate family, but with which we may have or develop business relationships.
Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Our joint marketing partners include financial services companies.

Other important information
California residents. We will not share your personal information with nonaffiliates for their marketing purposes, except with your express consent. We will not share your personal information with affiliates or other financial companies for joint marketing purposes, except with your express consent or as otherwise permitted by law after we give you any required opt-out notice.

 

The privacy notice is also available in a PDF format.


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