Thank you for completing your mortgage loan application! Updates of your application, including a loan status tracker, will be emailed to you by your loan officer throughout this process. Please reach out to your Cadence Bank Loan Officer if you have any questions along the way.

home loan application

We want you to know that part of the lending process requires us to obtain your credit to determine what programs you may qualify for. As a result, you may be contacted by other lenders, who are not affiliated with Cadence Bank, that purchase inquiry data from the major credit bureaus: Equifax, Experian and Transunion.

Many types of companies buy data, including: mortgage lenders, auto lenders and car dealerships, credit card providers, insurance companies, and personal loan providers. While these solicitations from additional lenders are legal and meant to provide you with other lending options, we know that receiving unsolicited offers can feel invasive. You can minimize these by taking the following steps:


Register for Do Not Call

The National Do Not Call Registry was created to stop unwanted sales calls. It’s free to register your home or cell phone number.

To register for Do Not Call: Visit or call 1-888-382-1222 (TTY: 1-866-290-4236).


Opt Out of Prescreened Mail Offers

To opt out for five years: Visit or call 1-888-5-OPT-OUT (1-888-567-8688). The major credit bureaus operate the phone number and website.

To opt out permanently: Visit or call 1-888-5-OPT-OUT (1-888-567-8688) to start the process.

We have a wide variety of products and services for all your financial needs

Banker helping customers

All loans and lines of credit are subject to approval. Interest rates are subject to change without notice and are dependent on credit score. Certain conditions apply. This is not a commitment to lend or rate guarantee.

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