Municipalities and public entities are responsible for providing the public with an array of services. Those services can carry with them exposures that necessitate highly tailored coverage. Cadence Insurance has proven experience meeting the risk management needs of municipalities, townships, fire districts, water and sewer districts, park districts and school districts. You can count on our expertise to help limit your exposures and provide solutions that make sense for your goals and budget, including crafting employee benefits programs for your greatest asset – your people.

As your partner, we will position ourselves as part of your team. Far from simply securing coverage for you, we will work with you to improve your risk profile. Our holistic approach will take many forms. Our approach features specialists examining your policies and procedures, conducting educational seminars, and offering training to keep you, and your employees, on the leading edge as much as possible.