There's Opportunity Here. Hail State™ with every purchase.
The perfect teammates.
*Annual Percentage Yield (APY) is subject to change without notice. The following balance tiers and APYs are accurate as of 12/22/2025: Under $30,001: 4.50%; $30,001 and above: 0.15%. Minimum opening deposit of $50 is required. Rates are subject to change at the bank’s discretion. Fees may reduce earnings. If you do not make at least 12 posted debit card purchase transactions, enroll in Online Statements and have at least one direct credit or debit such as direct deposit or automatic bill payment, you will earn the Standard Rate, 0.15% APY, on all balances. An ATM refund of the Cadence $2 service charge will be credited to the account AND up to an additional $2 will be refunded for fees charged by the ATM owner FOR THE FIRST FIVE non-Cadence transactions (for a total of up to $20) at the end of the statement cycle.
We help put you in a position to win.
Teamwork and support lead to greater victories. At Cadence Bank, we believe that hard work pays off, and we never stop working to gain more ground and put you in a position to win.
Cadence Bank is a proud sponsor of college athletics.
Why Cadence? It's simple.
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1Affinity Debit Cards have a $5 annual fee.