Wire Transfers

Wire transfers are a common way to transfer funds between financial institutions electronically.

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What is a wire transfer?

Wire transfers are a common way to transfer funds between financial institutions electronically. Wire transfers must be initiated in person at a branch. There are two types of wire transfers.
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Domestic Wire Transfer

A Domestic (inside the U.S.) wire transfer sends money between two different U.S. bank accounts and is usually completed in about a day.
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International Wire Transfer

An International (outside of the U.S.) wire transfer sends money between a U.S. bank account and an international bank account and usually takes a few days, depending on the country.

What will I need for a Wire Transfer?


A wire transfer can be made at any Cadence Bank location. To initiate a wire transfer, you’ll need to provide:

  • Your name and contact information
  • Your valid government-issued photo ID or driver’s license
  • Your Cadence Bank account number
  • The recipient’s full name and contact information
  • The recipient’s bank account information The recipient’s ABA routing number
  • The amount of the transfer

Wire transfers cannot be canceled or revoked, so providing accurate information is essential. In addition, scammers may request money through a wire transfer. A scammer may pose as a family member or vendor and may stress the urgency of the request. It’s important to be diligent and verify the authenticity of any wire request.


Incoming Wire Transfers


To wire funds to your Cadence Bank account from any bank within the United States, you must provide the sending bank with our ABA wire number 084201278. You will be required to provide your account name, account number, and amount. Your account will be charged an incoming wire fee.

Incoming and outgoing wire transfer fees may apply. Wire fees cannot be waived regardless of account type.

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