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U.S. Government Shutdown Relief

Cadence Bank is concerned about the welfare and well-being of federal employees affected by the U.S. government shutdown and is committed to serving as a source of strength during this time. It’s our goal to be helpful and to alleviate stress in this situation.


Loan payment extensions to Cadence Bank clients who are furloughed federal employees


We are offering a one-month loan payment extension to our clients who are furloughed federal government employees, including men and women in the U.S. military, affected by the government shutdown.


Cadence will provide an extension to impacted qualified loan customers employed by the U.S. government, allowing them to postpone their loan payment and waive the associated fees. Please contact a Cadence Bank branch to initiate this request.


For impacted deposit customers employed by the U.S. government who may need assistance during this time, contact your Cadence Bank branch or our Customer Service team at 800-636-7622 so we can help.


Please contact our Mortgage Customer Service team at 800-308-6709 for mortgage-related matters.


Zero-percent interest loans for furloughed federal employees


We are offering zero-percent interest consumer loans for furloughed federal employees, including men and women in the U.S. military, impacted by the government shutdown.


Impacted employees must reside within Cadence’s six-state footprint: Texas, Georgia, Alabama, Florida, Mississippi or Tennessee. In Georgia, loans will be offered by State Bank and Trust Company, a division of Cadence Bank.


Visit a Cadence Bank branch to apply for a zero-percent interest loan. Loans will be offered in the amount of an employee’s net paycheck, are subject to customary credit approval processes and must be funded into a Cadence Bank checking account.


An employee’s most recent paystub and official federal government-issued employee identification are required as part of the application process.


We appreciate the many contributions made by these hard-working individuals.

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