Total Access Banking

Managing Fraud and Cash Flow For Mid-Sized Businesses

Unexpected fees for banking transaction can be a headache. Delays in payment processing can have negative impacts on your business. And losses due to fraud can be the worst of all. That’s why Cadence Bank developed Cadence Total Access Banking for mid-sized businesses who use a Cadence Business Checking Plus account.

Total Access Banking offers a discounted, more predictable monthly service fee for the combined services you need for day-to-day banking efficiency. You may not pay any transaction fees at all, so you can know exactly what you'll pay each month without surprises. Transaction fees will be added only if you exceed the number of items, wires, ACH, etc. included in this package, or if you use services not included in Cadence Total Access Banking.*

Total Access Banking Includes These Banking Tools

  • Multiple Business Checking Plus Accounts
  • Online Banking, Bill Pay and Information Reporting via our secure, single sign-on Allegro! digital portal
  • Popular Treasury Management services to speed cash flow, minimize your exposure to certain types of fraud and make depositing checks more convenient.
    • Remote Deposit Capture
    • ACH Services
    • Incoming and Outgoing Wire Transfers
    • Positive Pay and ACH Positive Pay
  • A high-end personal checking account for you as the business owner​

Talk to your Cadence Banker about helping you protect your assets and make your cash flow more efficient with Total Access Banking.

The Fine Print Made Clear

 

*Available only for business customers with a Business Checking Plus account.   Requires independent Analysis grouping.  If the customer exceeds the limit of 150 ACH transactions monthly or does not meet the $25,000 monthly average balance requirement for business deposits, the customer is no longer eligible for the package and will be moved to standard pricing.  Customers with commercial checking accounts are not eligible for the package. Transaction fees may apply as follows: 1) Business Plus Checking transactions over 500 per month: $0.25 per item. Items defined as debits, credits and deposits. 2) Domestic incoming wires over 2 per month: $7.00 per wire. 3) Domestic outgoing wires over 2 per month: $8.00 per wire. 4) ACH Positive Pay: $4 per exception and $4 per return. 5) Positive Pay: $4 per exception and $4 per return, $0.05 per item for optional Payee Match.

© 2017 Cadence Bank. Cadence Bank, N.A. Member FDIC    Equal Opportunity Employer NMLS#525022 Equal Opportunity Lender

 

Dear Customer,

As you may be aware by now, Cadence Trust is changing accounting software.  As a result, you will be directed to a new site effective July 1, 2017, to access your Trust Account information.  The current site will remain in effect until the end of July to allow you time to download any information you wish to retain prior to the conversion.  If you should have any questions, please contact your account administrator.