With a Cadence small business checking account like Ignite for Business or Business Checking Plus, you gain access to our industry-leading treasury management capabilities that help you build and grow your business. Best of all, you can enjoy a discounted price compared to what large businesses pay for these services. From innovative depository products to the most advanced fraud protection, our customized solutions increase efficiency and decrease expenses. Let our highly skilled treasury management professionals work with you to improve your company’s financial performance.
Treasury Services For Small Businesses
- Business Online Banking*/Allegro!® – Enjoy single sign-on access to your account information and small business treasury services.
- Remote Deposit Express** – Deposit checks electronically without ever leaving your office!
- ACH Small Business1*** – Pay your employees, your vendors and your taxes safely and conveniently via Direct Deposit. Dual control is recommended.
- ACH Positive Pay*** – Help protect yourself from ACH fraud by reviewing incoming debits and returning them before they are deducted from your account.
- Wire Small Business1*** – Send same day payments in the U.S. and internationally (USD only). Dual control is recommended.
- Positive Pay*** – Protect yourself from check fraud by sending a daily file of issued checks, reviewing checks paid to your account that did not match the issuance file, and returning fraudulent or unauthorized checks.
- Reverse Positive Pay2*** – Protect yourself from check fraud by reviewing all checks paid to your account and returning fraudulent or unauthorized checks.
Discounted Treasury Services To Protect Your Business
The discounted pricing of our Cadence Pay package makes it easier for even the smallest of businesses to afford the protections that large businesses use. Initially, you may not think that your business needs Treasury Services, but you may find these services essential in protecting your business assets and improving your cash flow as you become more aware of the fraud your business faces every day and as your business grows.
The Cadence Pay suite of services is available for a monthly fee of $15 per account. This same set of services, when purchased separately, would cost $25 per account each month, making Cadence Pay a $10 monthly savings.
- Business Online Banking and Bill Pay via our Allegro! secure portal*
- ACH Small Business1***
- ACH Positive Pay***
With Cadence Pay, you are eligible for discounted pricing on each of these services, too, if you want to add one or more:
Each service is available for $5 per month per account.
- Remote Deposit Express or Remote Deposit Capture**
- Wire Small Business1***
- Positive Pay***
Contact a Cadence Bank branch to discuss which services best suit the needs of your business. If you have an existing business banking relationship with Cadence, contact your business banker.
*Note that Cadence Pay includes Business Online Banking and Bill Pay, which is available as a stand-alone service at no charge. Enrollment in Business Online Banking is required in order to access any other Treasury Services, because we provide single sign-on access to all Treasury Management services via our Business Online Banking Allegro! secure portal.Maximum of 10 accounts and three users for Business Online Banking1.
**Subject to approval.
***Transaction fees apply for Wire Small Business, ACH Small Business and ACH Positive Pay, Positive Pay or Reverse Positive Pay.
1 $75,000 daily company origination limit per product.
2 Reverse Positive Pay does not protect against teller-cashed checks.