Merchant Services For A Small Business

Did you know? The average spend per card purchase is consistently more than cash. On average, cash transactions are $17, while credit card purchases average $66 and debit card purchases average $42. This can make a real difference to your bottom line!   (Source:

A Cadence Solution

With the expertise of TSYS®, one of the nation's leading providers of payment processing services, we are able to provide a customized payment processing solution to help expand your customer base and boost your bottom line. Payment by card also reduces risk associated with the burden of billing and collection.

Compare and Save

TSYS® will meet or beat your current Merchant Services Plan... or we'll give you $500! Check out these details on the Meet or Beat $500 offer at right, and contact your local Cadence branch today!

Value To You

  • Improve cash flow- Money from credit card sales is instantly delivered to your bank account based on the settlement date.
  • Global acceptance- Accepting cards extends your business to be conducted with anyone in any part of the world. (Visa®, MasterCard®, American Express®, Discover®)
  • Decrease check losses- Decreases the frequency of dealing with bounced checks and the costs associated with them.
  • Speed - Reduce the time your customers spend at checkout with the efficiency and convenience of card acceptance.
  • Reduce cash on hand- Accepting cards reduces the risk and inconvenience of having large sums of cash.

Cadence Merchant Services:

  • Accepts Visa®, MasterCard®, Discover®, JCB®, American Express®, Diners Club®, PayPal® at the point of sale, and private label cards
  • Delivers next-day settlement on all credit card types, including American Express® *
  • Issues and accepts prepaid cards such as gift cards
  • Provides comprehensive online reports and Merchant Help Desk available 24/7
  • Deposits funds in your business checking account within two business days
  • Provides multiple authorization networks and transaction processing options
  • Includes ACH processing and check verification
  • Provides automated in-house chargeback/retrieval processing system providing 24-hour turnaround


Other Products To Consider

Purchasing Card- Synchronize your company-wide procurement process with this complete travel and purchasing instrument. It combines the function and control of a purchasing card with the flexibility and power of a travel and entertainment (T&E) card.
Remote Deposit - Deposit checks electronically…right from your desktop. An easy-to-use, secure solution that gives you faster access to funds and greater control over your money.


Subject to credit approval.  * Only applies to merchants who do not currently have an existing American Express relationship. Merchants eligible to accept American Express Cash directly through TSYS® are those that process less than $1,000,000 in American Express annual charge volume.  

© 2017 Cadence Bank. Cadence Bank, N.A. Member FDIC    Equal Opportunity Employer NMLS#525022 Equal Opportunity Lender


Dear Customer,

As you may be aware by now, Cadence Trust is changing accounting software.  As a result, you will be directed to a new site effective July 1, 2017, to access your Trust Account information.  The current site will remain in effect until the end of July to allow you time to download any information you wish to retain prior to the conversion.  If you should have any questions, please contact your account administrator.