Small Business Savings Account Comparisons

 

Business Savings

Business Money Market                        

Business Investment

Business Market Investment

Key Features

An ideal way to keep funds separated from your operating checking account while still earning interest

 

Earn more dynamic money market rates with the added flexibility of daily access to your funds

The perfect blend of convenience, security and liquidity- the higher your balance, the more interest you earn

Retain easy access to your money while you earn guaranteed rates of return

Minimum Opening Deposit

$50

$50        

$50

$50

Monthly Maintenance Fee

 

 

 

No maintenance fees for balances of $250 or more; or $4 with a lower balance

No maintenance fees for balances of $1,000 or more; or $8 with a lower balance

No maintenance fees for balances of $10,000 or more; or $20 with a lower balance

No maintenance fees for balances of $25,000 or more; or $20 with a lower balance

Tiered Interest Structure

 

Yes

Yes

 

Minimum Balance to Earn Interest

$100

$1,000

Interest earned on all positive balances

Interest earned on all positive balances

Monthly Business Transactions at No Additional Charge

2/ $2 fee per additional transaction*

6/ $8 fee per additional transaction*

6/ $8 fee per additional transacation*

 

2/ $2 fee per additional transaction*

Online Banking

Y

Y

Y

Y

24/7 Telephone Banking

Y

Y

Y

Y

e-Delivery of Bank Statement and Bank Notifications

Y

Y

Y

Y

*Regulations limit the number of withdrawals or transfers from a savings or money market account to six per month by pre-authorized transfer, automatic transfer or telephone transfer.

 

We also offer competitive rate Business CDs with flexible terms and guaranteed rates of return.

 

 

Visit a local Cadence Bank branch to discuss your options and begin your business banking relationship with us.

If you have questions regarding an existing business banking account with Cadence, contact your business banker.

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