Small Business Checking Account Comparisons

 

 

Ignite for Business

Business Checking Plus

Commercial Checking

Business Interest Checking

 

Key Features

Designed for businesses that process fewer than 200 items per month1; monthly maintenance fee waived if minimum balance requirement met

Designed for businesses that process fewer than 500 items per-month1; monthly maintenance fee waived if minimum balance requirement met

Perfect for businesses that process more than 500 items per month; offers earnings credit on qualifying balances to offset fees – the more you earn, the more you save

Ideal solution for sole proprietorships and non-profit organizations - earn interest on your balance and grow your business

 

Minimum Opening Deposit

$50

$50

$50

$50

 

Monthly Maintenance Fee

 

 

 

$0 monthly maintenance fee with a $1,500 minimum daily balance; or $10 with a lower balance

$0 monthly maintenance fee with a $3,000 minimum daily balance; or $15 with a lower balance

Earnings credit on qualifying balances can be used to offset monthly maintenance fee

$0 monthly maintenance fee with a $1,500 minimum balance; or $12 with a lower balance

Credit2 and Debit Cards

Debit card at no additional charge; credit cards2 available

Debit card at no additional charge; credit cards2 available

Available

Available to sole proprietors

55,000 Surcharge-free ATMs Woldwide

Y

Y

Y

Y

Online Banking

No Additional Charge

No Additional Charge

Available3

No Additional Charge

Unlimited Online Bill Pay at No Additional Charge

Y

Y

Y

Y

e-Delivery

Y

Y

 

Y

Discounts

Discounts on safe deposit boxes; additional discount opportunities may apply

Discounts on safe deposit boxes; customizable cash management tools and services packages at discounted rates; additional discount opportunities may apply

Contact a Cadence Business Banker to discuss exclusive benefits for Commercial Checking customers

 

Additional Features

Receive $25 off your first check order or other bookkeeping and deposit solutions; MarketWise4 personal checking account for business owner at no additional charge

Receive $50 off your first check order or other bookkeeping and deposit solutions; MarketWise4 personal checking account for business owner at no additional charge

 

 

1$0.25 transaction fee per item for all items over specified limit. Item defined as debits, credits and deposited items.

2Subject to credit approval.

3Upgraded Online Banking capabilities available for an additional fee.

4$50 minimum opening deposit

 

Visit a local Cadence Bank branch to discuss your options and begin your business banking relationship with us. 

If you have questions regarding an existing business banking account with Cadence, contact your Business Banker.

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