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Small Business Loans

Small Business Loans
Cadence offers a variety of secured and unsecured lending options designed to meet specific borrowing needs.

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Landing Page Insights

Small Business Insights

Business continuity planning chart
June 1 is a critical date for almost every business that operates along the Gulf Coast or the Atlantic: It marks the official beginning of hurricane season. This makes now the perfect time to formulate plans for how you will minimize the potential impact of not just a hurricane, but any kind of disaster to your business — including server crashes, security breaches, extended power outages, sabotage and cybercrime. The post details the importance of devising a business continuity and resiliency plan to get your operations back up and running again as quickly as possible.
EMV credit cards
If your business accepts credit and debit cards for payment, you need to be aware of a major change that’s coming to card processing in just a few months. Beginning in October, liability for fraudulent card transactions is expected to shift from your bank to your business if customers present new EMV credit cards for payment but you have not installed EMV-capable terminals at your point of sale. EMV stands for Europay, MasterCard® and Visa®, which is a new type of card processing technology that’s based on microchips instead of magnetic stripes, wherein a small credit card chip is embedded.
Use financial ratios to monitor health of your business
Many people today are monitoring the status of their health more closely to help stay in shape and identify possible health problems early. If you’re a small business owner, are you taking similar steps to monitor the health of your business? A good way to do this is to measure and monitor a number of different financial ratios, as these can be useful indicators of how well your company is performing in a number of different financial areas.

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