Grow your roots. Build a legacy in a home of your own in Killeen-Temple.

Homeownership is one of the best moves you can make to build wealth for your family. Whether you’re a first-time homebuyer or a long time homeowner whose needs have changed, we have affordable lending options to meet your needs. Start building your legacy today with step-by-step guidance from our Killeen-Temple home loan experts.

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Right@Home

Our Right@Home1 fixed-rate loan program has flexible requirements to help you achieve affordable homeownership. With reduced down payments and a new rate special, you're one step closer to making owning a home a reality.

  • Reduced interest rate for the life of your loan
  • Up to 100% financing for home purchases and refinances
  • Reduced fees
  • No mortgage insurance required
  • Flexible sources for down payment and closing costs
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Right@Home Emerging Communities

With Right@Home Emerging Communities2, we offer homeownership opportunities to borrowers on properties located in majority-minority communities. With a new rate special, you can feel Right@Home with mortgage financing.

  • Reduced interest rate for the life of your loan
  • Up to 100% financing for home purchases and refinances
  • No mortgage insurance required
Find a local loan officer Pre-qualify now

1Right@Home purchase and refinance loans are subject to approval. Interest rates are subject to change without notice and are dependent on credit score. This limited time offer is only available for low- to moderate-income borrowers or properties in low- to moderate-income census tracts in Austin, TX; Baton Rouge, LA; Houston, TX; Memphis, TN; Nashville, TN; Killeen-Temple, TX. Certain conditions apply. This is not a commitment to lend or rate guarantee.

2Right@Home Emerging Communities purchase and refinance loans are subject to approval. Interest rates are subject to change without notice and are dependent on credit score. Certain conditions apply. This limited time offer is only available for majority-minority borrowers or properties in majority-minority census tracts in Austin, TX; Baton Rouge, LA; Houston, TX; Memphis, TN; Nashville, TN; Killeen-Temple, TX. This is not a commitment to lend or rate guarantee.

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Connect with a Mortgage Loan Officer

With so many different home loans, how do you find the right fit for you? Our home loan officers can help. Contact us today to find the ideal mortgage for your situation.
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Homebuyer Seminars

Want to learn more about the home buying process? Our free, public homebuyer seminars help walk participants through the home-buying process and teach them how to select the right mortgage loan products for their needs.
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HOPE Inside

Cadence Bank provides access to Operation HOPE-Certified Financial Counseling. Our trusted Operation HOPE advisors can help individuals and families with financial planning and homebuyer counseling.

Resources Mortgage and homeownership insights

Article Fixed vs. Adjustable-Rate Mortgages

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eBook Homebuyer's Mortgage Guide

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Find answers, watch videos and plan ahead with online tools.

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Stop by your nearest Cadence branch to open an account and more.
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