Grow your roots. Build a legacy in a home of your own in Baton Rouge.
Homeownership is one of the best moves you can make to build wealth for your family. Whether you’re a first-time homebuyer or a long time homeowner whose needs have changed, we have affordable lending options to meet your needs. Start building your legacy today with step-by-step guidance from our Baton Rouge home loan experts.
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Right@Home
Our Right@Home1 fixed-rate loan program has flexible requirements to help you achieve affordable homeownership. With reduced down payments and a new rate special, you're one step closer to making owning a home a reality.
- Reduced interest rate for the life of your loan
- Up to 100% financing for home purchases and refinances
- Reduced fees
- No mortgage insurance required
- Flexible sources for down payment and closing costs
Right@Home Emerging Communities
With Right@Home Emerging Communities2, we offer homeownership opportunities to borrowers on properties located in majority-minority communities. With a new rate special, you can feel Right@Home with mortgage financing.
- Reduced interest rate for the life of your loan
- Up to 100% financing for home purchases and refinances
- No mortgage insurance required
Right@Home Equity Line
From home repairs and renovations to paying down debt and even emergency expenses, an affordable Right@Home Equity Line3 of credit can be a good way to pay for expenses. Plus, there’s no closing cost.
- Interest rates up to 1% below current market rate
- No closing cost required
- Standard product loan-to-value specs; no adjustments
1Right@Home purchase and refinance loans are subject to approval. Interest rates are subject to change without notice and are dependent on credit score. This limited time offer is only available for low- to moderate-income borrowers or properties in low- to moderate-income census tracts in Austin, TX; Baton Rouge, LA; Houston, TX; Memphis, TN; Nashville, TN; Killeen-Temple, TX. Certain conditions apply. This is not a commitment to lend or rate guarantee.
2Right@Home Emerging Communities purchase and refinance loans are subject to approval. Interest rates are subject to change without notice and are dependent on credit score. Certain conditions apply. This limited time offer is only available for majority-minority borrowers or properties in majority-minority census tracts in Austin, TX; Baton Rouge, LA; Houston, TX; Memphis, TN; Nashville, TN; Killeen-Temple, TX. This is not a commitment to lend or rate guarantee.
3Eligibility requirements apply. This is not a commitment to lend or rate guarantee. All lines of credit are subject to credit approval and program guidelines. Program terms, including equity requirements, draw and repayment periods, eligible property requirements, closing costs and other restrictions vary by state and loan amount. This limited time offer is only available for low- to moderate-income borrowers or eligible properties in low- to moderate-income census tracts in Baton Rouge, LA; Memphis, TN; Nashville, TN. Other terms and conditions may apply.
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