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View personal banking resources and calculators from Cadence Bank to help you streamline the way you manage your money and improve your financial health.

What are Overdrafts?


An overdraft occurs when you lack the funds in your account to cover a transaction, but the transaction is still paid. We may pay items into overdraft at our discretion under several conditions:


We have a Courtesy Overdraft Plan that may apply to your account if you elect to opt in to it.


We also offer overdraft payment and protection solutions including by linking your checking to a savings account or an overdraft protection line of credit, which may be less expensive than fees that apply to standard overdraft practices for your account.

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