Financial Planning

Our advisors work with you to make the most of your wealth. At Cadence Bank, our main objective is to provide you with financial security today and for the future. Our advisors conduct an in-depth analysis to identify and evaluate your financial concerns and future goals in order to create a plan based on saving and investing. Your financial goals dictate the financial planning options we recommend to obtain financial success. Throughout the course of your relationship with Cadence, we will continually provide guidance to help you maximize your financial efforts.


Retirement Planning


The prospect of retirement raises many questions. At what age can I comfortably retire and continue to enjoy my current lifestyle? Will I outlive my resources? How should my retirement assets be allocated?
The first step is to review your current retirement assets, including IRAs, 401(k)s, deferred compensation plans, pensions and non-qualified accounts. By analyzing your current assets, cash flow and spending habits in light of your goals, we can develop a comprehensive retirement plan with you that meets your goals while at the same time takes into consideration taxes* and inflation. 

Estate Planning

Estate planning ensures that your wealth transfers to the people and organizations you designate. Working with Cadence Wealth Services advisors, you can decide how your assets will be distributed, both during your lifetime and after death. Our estate experts work to structure your plan to achieve your personal objectives and maximize wealth passed on to heirs and charities, while minimizing taxes and other expenses. Often, we bring specialists to the team if your specific situation requires specialized knowledge, such as particular industry insight, tax laws or special family situations.

Business Succession

Your business reflects a lifetime of hard work, and business succession planning ensures your legacy continues long past a sale, retirement of a key individual, death or disability. By determining your desired strategic direction, Cadence Wealth Services can assist with funding options or establish life insurance to fund a buy-sell agreement, business disruption insurance, or key person insurance. It’s about analyzing your situation and putting in place the protection your business and family deserve.


College Planning

A college education builds an essential foundation for your child’s success. It’s never too early to begin saving for this important event. There are a variety of options, and Cadence financial college planning advisors can design a plan tailored to your family that incorporates the right tools to save for college, such as 529 plans, Coverdell Education Savings Accounts, Roth IRAs, investment products and life insurance.
Contact us to learn how we can develop a customized wealth plan that helps you achieve your financial goals.    
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