Personal Savings

Building Your Future, One Deposit at a Time

   If you are just starting down the savings path, the Cadence Bank Personal Savings account lets you start small and build your wealth over time. Open this account today and watch your hard-earned savings add up quickly. It’s an ideal way to start good savings habits.

Open My Account     

Features of Personal Savings include:

  • Minimum opening deposit of $50
  • No monthly maintenance charge with a monthly average collected balance of $250; $4 monthly maintenance charge with a lower balance
  • Interest paid on collected balances of $100 or more
  • Two withdrawals per month at no charge; $2 per withdrawals in excess of two. Limit of six withdrawals per month.1
  • 24/7 Telephone Banking at no additional charge
  • Single-sign on Fluent Online & Mobile Services including:
    • Online Banking at no additional charge
    • FlashDeposit to deposit checks from your mobile phone2
    • TotalMoney view of your accounts at Cadence and other institutions
    • e-Statements and e-Notices at no additional charge
    • Mobile & Text Banking at no additional charge2


Visit a Cadence Bank location today to sign up for a Personal Savings account.

1 Withdrawals include preauthorized withdrawals, automatic or telephone transfers, checks, drafts, and debit card and similar transactions. 

There is no fee from Cadence Bank for FlashDeposit or Text Banking, but fees may apply from your mobile service provider.

© 2017 Cadence Bank. Cadence Bank, N.A. Member FDIC    Equal Opportunity Employer NMLS#525022 Equal Opportunity Lender


Dear Customer,

As you may be aware by now, Cadence Trust is changing accounting software.  As a result, you will be directed to a new site effective July 1, 2017, to access your Trust Account information.  The current site will remain in effect until the end of July to allow you time to download any information you wish to retain prior to the conversion.  If you should have any questions, please contact your account administrator.