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First Step Savings Account

The Cadence Bank First Step Savings account encourages young investors down the right track with a simple, affordable savings account.

First Step Savings Account

Even a very spirited march starts with a first step. Your youngster will pay no monthly service charge until the age of 18. At that time, their balance will be transferred automatically into a Personal Savings account.


Features of First Step Savings include: 


  • Interest paid on all collected balances
  • Minimum opening deposit of $10
  • No monthly maintenance fee while account holder is under the age of 18.
  • Two debits per month at no charge; $2 per debit for more than two
  • Limit of six debits per month1
  • Single-sign on Fluent services including:
    • Online Banking at no additional charge
    • FlashDeposit to deposit checks from your mobile phone2
    • TotalMoney view of your accounts at Cadence and other institutions
    • e-Statements and e-Notices at no additional charge
    • Mobile & Text Banking at no additional charge1
    • 24/7 Telephone Banking 


Visit a Cadence Bank location today to sign up for a First Step Savings account.




Debits include preauthorized withdrawals, automatic or telephone transfers, checks, drafts, and debit card and similar transactions. 

There is no fee from Cadence Bank for FlashDeposit or Text Banking, but fees may apply from your mobile service provider.

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