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Medical Professionals Loan Program

Mortgages for doctors, dentists and other medical professionals.

Medical Professionals Loan Program

Many medical professionals face unique challenges when it comes to buying their first home. Heavy student loan debt and not having an established credit history can make obtaining a mortgage difficult.


Who Qualifies for the Medical Professionals Loan Program?

  • New or established Physician
  • Medical Resident
  • Medical Fellow
  • Doctor of Osteopathic Medicine
  • Doctor of Dental Surgery
  • Doctor of Dental Medicine


The Cadence Bank medical professionals loan program offers the following benefits to those who qualify:


  • Mortgages can be obtained with little-to-no down payment.
  • There’s no requirement to purchase PMI. This can save you hundreds of dollars a month on your mortgage payment.
  • A wide range of mortgage options are available, including fixed-rate and adjustable-rate mortgages.


Note: Mortgages through the medical professionals loan program are only available for homes that borrowers plan to occupy themselves, not rental or investment properties.


Connect with a Cadence Bank mortgage professional

Do you have questions about the Cadence Bank medical professionals loan programs? Reach out to a Cadence Bank mortgage professional. We are happy to discuss the program with you and answer any questions you may have.


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