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Early Professionals & Medical Professionals Loan Programs

Mortgages for doctors, dentists and other young professionals.

Early Professionals & Medical Professionals Loan Programs

Many early professionals and medical professionals face unique challenges when it comes to buying their first home. Heavy student loan debt and not having an established credit history can make obtaining a mortgage difficult.


What is a Professional Mortgage Loan?

Cadence Bank offers professional loan programs designed to make it easier for young professionals and medical professionals to qualify for a mortgage — including those buying a home with student loan debt.


Borrowers who qualify may receive home financing with little-to-no down payment and no private mortgage insurance (PMI) requirements.


Who Qualifies for the Professional Loan Programs?

Mortgages for early professionals can be obtained by those in a wide range of fields, including:

  • Engineers
  • Architects
  • Pharmacists
  • PHD level Professors
  • Optometrists
  • Opthalmologists
  • Nurse Anesthetists
  • Attorneys
  • CPAs
  • Veteranarians
  • Nurse Practitioners


Mortgages for medical professionals can be obtained by:

  • New or established Physician
  • Medical Resident
  • Medical Fellow
  • Doctor of Osteopathic Medicine
  • Doctor of Dental Surgery
  • Doctor of Dental Medicine


The Cadence Bank professional loan programs offer the following benefits to those who qualify:


  • Mortgages can be obtained with little-to-no down payment.
  • There’s no requirement for early professionals to purchase PMI. This can save you hundreds of dollars a month on your mortgage payment.
  • A wide range of mortgage options are available, including fixed-rate and adjustable-rate mortgages.


Note: Mortgages through the Early Professionals and Medical Professionals Loan Program are only available for homes that borrowers plan to occupy themselves, not rental or investment properties.


Connect with a Cadence Bank mortgage professional

Do you have questions about the Cadence Bank professional loan programs? Reach out to a Cadence Bank mortgage professional. We are happy to discuss the program with you and answer any questions you may have.


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