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Affordable Home Loan Program

Apply for a mortgage loan from Cadence Bank. Our mortgages include affordable rates that will help make the cost of home ownership easier.

Affordable Home Loan Program

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Your new home could be right around the corner!

The Cadence Bank Affordable Home Loan Program* is a great loan option for borrowers with properties in low to moderate income areas and/or borrowers within qualifying income limits featuring:


  • A low down payment
  • Competitive, fixed rate
  • NO origination fee -- typically 1% of the loan amount
  • No mortgage insurance requirement
  • Up to 100% of loan-to-value 

Learn more by downloading this affordable home loan flyer.


Ready to get started? Find a Cadence Bank mortgage professional near you and start the application process now.


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* The Cadence Bank Affordable Home Loan Program is only available in a Cadence Bank Assessment Area. Property must be in qualifying low/moderate income government census track or borrower must have income below area’s medium income to qualify. Borrower must complete homebuyer education course. All loans and lines are subject to credit approval. Some restrictions apply. Consult a Cadence Bank mortgage lender for complete details. 

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