Second Lien Mortgages Done Right

Cadence Bank offers purchase money and home improvement second lien loans through referral sources*. At Cadence, we are committed to delivering you competitive second lien rates and the highest quality service in the industry.

Our underwriters strive for two-hour loan decisions. Approvals and rates are valid for 45 days. 

Contact a Cadence Bank Second Lien Account Manager today to learn more about our loan offerings.

Karen Drewek

DFW Senior Account Manager

NMLS ID# 1006967

Phone: 972-786-6500

Bob Richardson

Houston Account Manager

NMLS ID# 1396812

Phone: 832-228-0852

Gretchen Rossington

AUS/SAT Account Manager

NMLS ID# 555982

Phone: 512-484-1860

Helpful contact information regarding Cadence Second Liens.


Purchase Money/Refinance Second Lien – Simultaneous First and Second Closing

Rate Sheet Rate Sheet 

Submission Form Submission Form 

Terms and Conditions Terms and Conditions

Document Order Form Document Order Form


Home Improvement - Second Lien – Stand Alone Closing**

Home Improvement Rate Sheet Home Improvement Rate Sheet 

Submission Form Submission Form  

Terms and Conditions Terms and Conditions


Home Equity Loan – Second Lien – Stand Alone Closing**

Home Equity Rate Sheet Home Equity Rate Sheet 

Home Equity Submission Form Submission Form 

Home Equity Disclosure Home Equity Disclosure

Home Equity Disclosure (Spanish version) Home Equity Disclosure (Spanish Version)


Subordination Checklist

Subordination Checklist Subordination Checklist



*Brokered products currently available only for properties in Texas.

**Not a simultaneous first and second closing.

© 2014 Cadence Bank. Cadence Bank, N.A. Member FDIC    Equal Opportunity Employer Equal Opportunity Lender