Banking On The Go

Fluent by Cadence Puts You In Touch With Your Money Anytime, Anywhere

When it comes to being good with your money, Fluent by Cadence speaks your language -- the language of secure Mobile and Online banking. At no additional cost, Fluent provides a fast and safe way to access your Cadence Bank accounts from virtually any mobile phone, tablet or computer.1

Fluent by Cadence puts your money at your fingertips in one easy to use and secure suite of on-the-go banking products for online banking with a free Cadence Bank Mobile app for your phone or tablet. You can instantly move money, check your balances, pay bills or pay individuals, and make a deposit in a flash with a snap of your smartphone's camera.

Mobile and Online Banking

More and more of us are living online with our smartphones, tablets and computers. Which is exactly why you’ll find Cadence Bank right there with you. Gain free access to your accounts 24/7 from wherever you are. Pay bills, check balances, transfer funds and much more whenever you like — and do it all with confidence. All you need is a Cadence Checking or Savings Account and a desire to set your own pace online.


Make deposits a snap using your phone or mobile device by enrolling from your computer in Fluent by Cadence, then downloading the free Cadence Bank Mobile app for your mobile device. Then use your smartphone or tablet to photograph the front and back of the endorsed check you want to deposit into an eligible Cadence checking account, and submit it for deposit. It's fast, secure and no additional cost* for Cadence Bank personal checking customers.

*There is no fee for FlashDeposit from Cadence Bank, but fees may apply from your mobile service provider.

Bill Pay, Pay A Person, And Move Money

It's much easier to pay bills from one place, instead of going to the websites of each of your billers to pay online or finding the stamps to pay by mail. Turn the chore of paying bills into an opportunity to simplify, organize and get a firm hold on your finances. Online Bill Pay is safe and free. 

Online Bill Pay includes some very convenient features:

  • Pay a person via email or text message. Great for parents with children away at college. Password protected.
  • Recurring payment options.
  • Bill pay reminders, so you don’t forget to pay a bill

And you can move money from one Cadence account to another, even from one bank to another, with Fluent's Move Money feature.

Total Money

TotalMoney is like a one-on-one with your own Money Coach and accessible on your laptop, tablet or mobile any time. Within minutes of a one-time set up you see and interact with your money in a way that puts you in control and puts financial planning in your comfort zone.

TotalMoney gathers and organizes your accounts and transactions in one place -- not just your Cadence accounts, but your accounts at other banks, too. That's how it allows you to track daily spending on things like gas and food and receive important alerts when your attention is needed. You see visually simple charts that allow you to spot the spending patterns you want to change and the possibilities for growth you want to explore.

eStatements and eNotices 

While you're in Fluent, you can see your bank statements and notifications, too, such as CD maturity notices or confirmations of scheduled funds transfers. 

For more details, read about Fluent by Cadence.

1  Fees may apply from your internet or mobile service provider.


© 2017 Cadence Bank. Cadence Bank, N.A. Member FDIC    Equal Opportunity Employer NMLS#525022 Equal Opportunity Lender


Dear Customer,

As you may be aware by now, Cadence Trust is changing accounting software.  As a result, you will be directed to a new site effective July 1, 2017, to access your Trust Account information.  The current site will remain in effect until the end of July to allow you time to download any information you wish to retain prior to the conversion.  If you should have any questions, please contact your account administrator.