Overdraft Protection for Life’s Unexpected Events

Sometimes, life can hit a sour note. Cadence Bank overdraft protection gives you peace of mind for when that happens. Overdraft protection provides assistance when your money falls short and helps you avoid non-sufficient funds or returned item fees. Learn more about overdraft protection options available to you:

Account Overdraft Option

  • Transfer Overdraft moves money from one of your existing checking, savings or money market accounts to another. You will be charged $10 per transfer.

Line of Credit Overdraft Options

  • Regular Overdraft is a flexible solution for overdraft protection, while offering an unsecured line of credit. You must qualify for this service.1
  • Premier Overdraft Line of Credit is a flexible solution for overdraft protection, while offering an unsecured line of credit.  You must qualify for this service.1

Contact a Cadence Bank location near you for current interest rates. Interest rates based on Cadence Prime.


Apply today for the overdraft protection of your choice.

Add extra services to your checking account at any time:

1 Credit products are subject to personal credit approval.  Also, subject to terms and conditions of the credit agreement.

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