Personal Checking Accounts Comparison

 

Motion

Value Checking

MarketWise Checking

Key Benefits

Standard account for basic everyday needs

Loads of benefits and features designed to help you save while you spend

Secure, interest-bearing checking with unlimited access for individuals and non-profits alike

Minimum Opening Deposit

$50

$50

$50

Monthly Maintenance Fee

The monthly maintenance fee of $5 will be waived if the Motion account has an average monthly balance of $500 or more

$8

The monthly maintenance fee of $20 will be waived if the MarketWise account has an average monthly balance of $5,000, or a combined monthly average balance of $25,000 in Cadence consumer checking accounts, savings accounts, money market accounts, certificates of deposit and IRAs

Minimum Balance to Earn Interest

 

 

Interest earned on all positive balances

Monthly   Transactions

Unlimited

Unlimited

Unlimited

 

Non-Cadence ATM Transactions at No Additional Charge

 N

There will be no fee for the first two uses of a non-Cadence ATM each month, then $2 per use thereafter. Fees charged by the providers of non-Cadence ATMs will not be refunded. 

There will be no fee for non-Cadence ATM usage, and fees charged by the providers of non-Cadence ATMs will be refunded

First Order of Checksat No Additional Charge

N

Y

Y

Stock Checks at No Additional Charge1

 

Y

Y

Debit Card at No Additional Charge

Y

Y

Y

Direct Deposit at No Additional Charge

Y

Y

Y

Online Banking

Y

Y

Y

Unlimited Online Bill Pay

Y

Y

Y

E-Statements2

Y

Y

Y

24/7 Telephone Banking

Y

Y

Y

Mobile Banking3

Y

Y

Y

Overdraft  Protection

Available

Available

Available

Additional Features

 

Small safe deposit box (as available); cashier’s checks (three per month); $10,000 accidental death and dismemberment insurance and $100,000 common carrier insurance; discounts on gift cards

Discounts on gift cards

Special Discounts

 

Local and national discounts on shopping, travel, car rental, entertainment, vacations, hotels and more

 

Access more than 70 banking locations and more than 56,000 ATMS. Our ATM network includes 70+ Cadence Bank ATMs, 1,077 Publix Presto! ATMs across the Southeast (Alabama, Florida, Georgia, South Carolina and Tennessee), and 55,000 Allpoint surcharge-free ATMs worldwide. All accounts include secure 24/7 account access via Online Banking, Mobile Banking and automated Telephone Banking.                                                                                                                                                                                          

 

Visit a local Cadence Bank branch to discuss your options and begin your banking relationship with us.

If you have questions regarding an existing banking account with Cadence, contact Cadence Customer Service.

 

1Applies to stock checks only; postage and handling fees will apply.

2Account holders enrolled in Cadence Online Banking may opt to receive at no additional charge, secure e-statements at up to three email addresses.

3Mobile Banking is free from Cadence but fees may apply from your mobile service provider.

*Card PatrolSM monitoring for debit and credit cards and access to MyIDMattersSM are included with all Cadence checking accounts; Cadence Value Checking includes all identity protection products for no added fee.

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