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Whether you’re looking to buy, build or refinance, we’re here for you. With a wide variety of loan programs, the Cadence Bank team has the right home loan for your unique situation.

Some of our product offerings include:

Affordable Home Loan Program

Another Cadence Bank program with up to 100% financing. Income and other restrictions apply. More information.

FHA and VA Loans

Government-backed loan programs that can offer more flexible down payment terms versus conventional loans, but also come with additional eligibility requirements.

Conventional Loans

A standard, traditional loan option available in terms ranging from 10–30 years.

Early Professional Loan Program

A Cadence Bank program offering up to 100% financing to recently licensed professionals in certain specialized fields. More information.

The Cadence Difference

  • Competitive rates
  • Friendly, personal services
  • Flexible down payment programs, including down payment assistance

 

About Cadence Bank

With financial expertise and lending locations in Alabama, Texas, Mississippi, Florida, Tennessee and Georgia, our mortgage lending professionals are available locally throughout the Cadence Bank footprint.

 

 

Find a mortgage expert near you
*APR stands for Annual Percentage Rate. Examples of credit terms: For a $100,000 loan with 30 year fixed rate of 3.875 % (4.357% APR) and 95% loan-to-value, the monthly payment will be $470.24. For a $100,000 loan with 15 year fixed rate of 2.50% (3.053% APR) and 95% loan-to-value, the monthly payment will be $666.79. For a $200,000 loan with 30 year fixed rate of 3.875% (4.284% APR) and 95% loan-to-value, the monthly payment will be $940.47. For a $200,000 loan with 15 year fixed rate of 2.50% (2.931% APR) and 95% loan-to-value, the monthly payment will be $1,333.58. Monthly payments do not include amounts for taxes and insurance premiums. Your actual payment obligation may be greater. Terms and availability subject to change.