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The Benefits of Password Manager Apps

Read about the benefits of Password manager apps & how they help with changing requirements for more complex passwords to improve cyber security.

Optimal passwords consist of at least 16 characters and contain a mix of upper and lowercase letters, numbers, and symbols, and don’t include repetition, usernames, pronouns, IDs, “real” words, and other easy-to-identify sequences.
Further, if you observe one of the cardinal rules of password safety, then it’s imperative you use a unique password for every secure website you access. Repurposing the same password, even a variation of it, can open the door to all your accounts should a hacker crack just one of them.
Considering passwords are your last line of defense against cyber criminals, this makes perfect sense. But it can be difficult to remember dozens of long, complicated passwords… at least without some help.

Using a Password Manager

A password manager is a software program that helps you manage all your passwords across your devices without having to memorize them.  
Password managers, via desktop or mobile app, let you create longer, stronger passwords and securely store them in an encrypted vault, reducing your vulnerability to attacks. With password strength visualization and random password generation tools, you can construct passwords that are extremely difficult to crack.
For added security, you can even enable two-factor authentication with many of these applications. This requires an additional code each time you need to authorize a new device to access your account, or depending on the preferences you set, each time you log in to your account. 
Password managers conveniently integrate with web browsers and sync your passwords across devices, allowing single-click access and automatic sign-in to your accounts. In effect, these apps make sure you have the strongest conceivable passwords and “remember” your passwords for you.

A Couple of Caveats

You still need to memorize your master password to access the password manager which will grant you access to all your other passwords. Be sure this password is super secure and includes at least 12 characters so it’s not susceptible to brute-force attacks.
While password managers let you create extra-secure passwords you don’t have to memorize, they are still vulnerable to security breaches, just like any other software program. In producing your master password, be sure to follow all the “commandments” of passwords to mitigate this risk to the fullest extent possible.
For example, the vast majority of passwords start with a capital letter. Instead, use a lowercase letter and incorporate an uppercase letter elsewhere in the password to help decrease the risk of a brute-force attack that uses a password dictionary.
For more information on fraud protection and prevention, visit Cadence Bank’s Fraud Information Center.


This article is provided as a free service to you and is for general informational purposes only. Cadence Bank makes no representations or warranties as to the accuracy, completeness or timeliness of the content in the article. The article is not intended to provide legal, accounting or tax advice and should not be relied upon for such purposes.




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