It's social networking for your money.

Your money is always on your mind, so shouldn't it be as accessible as your social networks? Keep your money as close as your mobile with tools as easy to use as sending a text.
Learn more about Fluent's secure, user friendly suite of products.

full service banking in your pocket.

Mobile >
deposit checks with a camera snap.

FlashDeposit >
one stop money

TotalMoney >
bank in the moment.

Fluent Today >

Fluent by Cadence

Isn't it time you friended your money online?

"These days it seems I'm always online or on my mobile chatting with friends or sending emails for work. So it's so convenient that I can now bank wherever I am. Fluent by Cadence makes that possible."

Start using Fluent by Cadence today.


What is Fluent?

Fluent by Cadence puts money as close as your mobile, no matter how far you go. You can instantly move money, check your balances, and make a deposit in a flash with a snap of your smart phone. The same customer care you find when you walk in our branch, now makes life even more care free.

What does it cost?

There is no cost to enroll in Fluent or to use TotalMoney, FlashDeposit or MobileBanking. If you use a mobile phone, there is no cost from Cadence Bank, but your mobile service provider may apply standard rates depending on your data or text message plan.

Is Fluent secure?

We proactively employ safeguards to ensure the security of your mobile or online banking sessions. To keep your information safe, our services include: encryption of all data; required PIN login; servers certified by a "certificate authority" and, for Cadence Mobile customers, enrollment only available if you are enrolled in our secure Cadence Online Banking.

What if I need help?

Your questions about enrolling in and using Fluent products are important to us. We are available to help you by phone, e-mail or in-person at one of our branches. Cadence Customer Service is available by phone at 800-636-7622 Monday through Friday, 7 am – 8 pm CT and on Saturday, 8 am – 5 pm CT.