Cadence Mobile

Banking in the palm of your hand.

Money talks. Now it also texts. Cadence Mobile is the fast, safe and free way to access your Cadence Bank accounts from virtually any smart phone or mobile device. Mobile Banking is compatible with any mobile device that can send and receive text messages and view web pages. You begin by enrolling in Cadence Online Banking to take advantage of the level of security we provide to protect your accounts.

Three easy ways to access your account.

Mobile Apps

You can now download our free Mobile Banking Apps designed for your iPad, iPhone or iPod Touch. Free BlackBerry Launcher and Android Apps are also available.

Text Banking

Check your account balances and recent transactions by simply sending a text. You get a quick response so you can get on your way.

Mobile Site

Our mobile site lets you access account information and transfer funds right from your phone's browser. Simply visit whenever you need fast and easy access to your accounts.
"My phone is always with me. Now my bank is too. I can travel, go hiking, or just go out. If I have cell service, I have full service banking."

Start using Fluent by Cadence today.


What is Fluent?

Fluent by Cadence puts money as close as your mobile, no matter how far you go. You can instantly move money, check your balances, and make a deposit in a flash with a snap of your smart phone. The same customer care you find when you walk in our branch, now makes life even more care free.

What does it cost?

There is no cost to enroll in Fluent or to use TotalMoney, FlashDeposit or MobileBanking. If you use a mobile phone, there is no cost from Cadence Bank, but your mobile service provider may apply standard rates depending on your data or text message plan.

Is Fluent secure?

We proactively employ safeguards to ensure the security of your mobile or online banking sessions. To keep your information safe, our services include: encryption of all data; required PIN login; servers certified by a "certificate authority" and, for Cadence Mobile customers, enrollment only available if you are enrolled in our secure Cadence Online Banking.

What if I need help?

Your questions about enrolling in and using Fluent products are important to us. We are available to help you by phone, e-mail or in-person at one of our branches. Cadence Customer Service is available by phone at 800-636-7622 Monday through Friday, 7 am – 8 pm CT and on Saturday, 8 am – 5 pm CT.