Cadence FlashDeposit

Deposit checks with a camera snap.

Make deposits a snap just by downloading the Fluent by Cadence app. Then use your iPhone or iPad to photograph the front and back of the endorsed check you want to deposit into an eligible Cadence checking account, and submit it for deposit. Currently just for Apple products, the app will soon be available on most other mobile devices. It's fast, secure and free for Cadence Bank personal checking customers.

Picture the convenience.

It's Free.

Download the Cadence FlashDeposit app and you're ready.

It's Easy.

Deposit checks directly into your eligible Cadence account using your mobile device.

It's Convenient.

You can make multiple deposits in a single mobile session. Funds are available on the same day for deposits submitted before 6 pm CT on a business day, unless a hold is applied. Deposits submitted after 6 pm or on a non-business day will be processed the next business day. With FlashDeposit, there's no need to fill out slips or stand in line.

"I used to hold checks for days until I could get to the bank. Now with FlashDeposit, I make a deposit the minute I get a check. The money's in the bank without me having to be there."

Start using Fluent by Cadence today.


What is Fluent?

Fluent by Cadence puts money as close as your mobile, no matter how far you go. You can instantly move money, check your balances, and make a deposit in a flash with a snap of your smart phone. The same customer care you find when you walk in our branch, now makes life even more care free.

What does it cost?

There is no cost to enroll in Fluent or to use TotalMoney, FlashDeposit or MobileBanking. If you use a mobile phone, there is no cost from Cadence Bank, but your mobile service provider may apply standard rates depending on your data or text message plan.

Is Fluent secure?

We proactively employ safeguards to ensure the security of your mobile or online banking sessions. To keep your information safe, our services include: encryption of all data; required PIN login; servers certified by a "certificate authority" and, for Cadence Mobile customers, enrollment only available if you are enrolled in our secure Cadence Online Banking.

What if I need help?

Your questions about enrolling in and using Fluent products are important to us. We are available to help you by phone, e-mail or in-person at one of our branches. Cadence Customer Service is available by phone at 800-636-7622 Monday through Friday, 7 am – 8 pm CT and on Saturday, 8 am – 5 pm CT.