1-800-636-7622

Overview

Overview

It's fair to say that your small business has its own specific needs. Cadence Bank's treasury management services give you access to a trusted advisor who can help you manage cash flow more efficiently while decreasing expenses.

 

 

With a Cadence small business checking account like Ignite for Business or Business Checking Plus, you can enjoy a discounted price compared to what large businesses pay for treasury management services. From innovative depository products to the most advanced fraud protection, our solutions improve efficiency and reduce costs.

Treasury Services For Small Businesses

  • Business Online Banking*/Allegro!® – Enjoy single sign-on access to your account information and small business treasury services.
  • Remote Deposit Express** – Deposit checks electronically without ever leaving your office!
  • ACH Small Business1*** – Pay your employees, your vendors and your taxes safely and conveniently via direct deposit and automated clearinghouse. Dual control is recommended.
  • ACH Positive Pay*** – Help protect yourself from automated clearing house (ACH) fraud by reviewing incoming debits online and returning suspicious transactions before they are deducted from your account.
  • Wire Small Business1*** – Send same-day payments in the U.S. and internationally (USD only). Dual control is recommended.
  • Positive Pay*** – Protect yourself from check fraud by sending a daily file of issued checks, reviewing checks paid to your account that did not match the issuance file, and returning fraudulent or unauthorized checks.
  • Reverse Positive Pay2*** – Protect yourself from check fraud by reviewing all checks paid to your account and returning fraudulent or unauthorized checks.

Cadence Pay

Cadence Pay makes it easy for even the smallest company to afford the same protections large corporations use. The Cadence Pay suite of services is available for a monthly fee of $15 per account. These services, when purchased separately, would cost $25 per account each month, providing a $10 monthly saving per account.

  • Business online banking and bill pay via the Allegro! secure portal*
  • ACH Small Business1***
  • ACH Positive Pay***

With Cadence Pay, you’re also eligible for discounted pricing on these additional services, each priced at $5 per month per account:

  • Remote Deposit Express or Remote Deposit Capture**
  • Wire Small Business1***
  • Positive Pay***

Contact a Cadence Bank branch or your Cadence business banker to discuss which services best suit the needs of your business. If you have an existing business banking relationship with Cadence, contact your business banker.

 

Contact us

 

*Note that Cadence Pay includes Business Online Banking and Bill Pay is available as a stand-alone service at no charge. Enrollment in Business Online Banking is required in order to access any other Treasury Services, because we provide single sign-on access to all Treasury Management services via our Business Online Banking Allegro! secure portal. Maximum of 10 accounts and three users for Business Online Banking1.

**Subject to approval.

***Transaction fees apply for Wire Small Business, ACH Small Business and ACH Positive Pay, Positive Pay or Reverse Positive Pay.

1 $75,000 daily company origination limit per product.

2 Reverse Positive Pay does not protect against teller-cashed checks.4

 

 

*Available only for business customers with a Business Checking Plus account. Requires independent Analysis grouping. If the customer exceeds the limit of 150 ACH transactions monthly or does not meet the $25,000 monthly average balance requirement for business deposits, the customer is no longer eligible for the package and will be moved to standard pricing. Customers with commercial checking accounts are not eligible for the package. Transaction fees may apply as follows: 1) Business Plus Checking transactions over 500 per month: $0.25 per item. Items defined as debits, credits and deposits. 2) Domestic incoming wires over 2 per month: $7.00 per wire. 3) Domestic outgoing wires over 2 per month: $8.00 per wire. 4) ACH Positive Pay: $4 per exception and $4 per return. 5) Positive Pay: $4 per exception and $4 per return, $0.05 per item for optional Payee Match.

Questions? We are here for you.

Here are some other ways to contact us.

* To ensure your safety, please do not include sensitive information in your submission.