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SBA Loan Terms

Since SBA loans come in all shapes and sizes, our experts are here to guide you through the process.

SBA Loan Terms

Cadence Bank offers SBA loans from $250,000 to $5,000,000 with competitive interest rates to support all different types of businesses. With nationwide lending capability, our experienced SBA lending team will provide you with a timely, efficient and personal loan process.


SBA Real Estate Loans

  • Use for acquisition, new construction or refinance
  • Up to 90% financing
  • Fully amortizing loans
  • Must be owner occupied property – 51% owner occupancy required for existing properties and 60% for new construction


SBA Loans for Convenience Stores, Funeral Homes, Veterinary and Medical Practices, Self-Storage Companies, and Car Wash Businesses

  • Use for acquisition, refinance, construction, expansion or buy-out
  • Quick and easy pre-qualification
  • Flexible equity requirements
  • Fully amortizing loans from 10 to 25 years


At Cadence, we understand that SBA loans come in many different varieties. Our experts can guide you through the process of securing the loan that’s just right for your needs.


If you’re interested in learning more about our SBA loan offerings, contact our SBA Lending team today.


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All loans are subject to approval. Eligibility and qualification requirements apply.

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