Skip to main content

Small Business Administration (SBA) Loans

Learn more about our government-guaranteed SBA loans.

Ruby Lalani

Vice President, SBA Banker

[email protected]


Ruby Lalani has more than 15 years SBA lending experience, and she has an impressive history of closing deals in record numbers and in record times. She specializes in various industries including hospitality, restaurant franchises, medical, day care centers, and convenience stores. Ruby always goes the extra mile to exceed the expectations of her customers, striving to keep them customers for life.


Ruby has received many prestigious awards during her career:

  • President's Award at United Central Bank
  • SBA Excellence Award at United Central Bank
  • Top Sales Award at United Central Bank
  • Employee of the Year at Bank of Atlanta
  • Top SBA Producer at Bank of Atlanta

Ruby serves on the board of the University of Georgia Small Business Development Center. She is very involved in her community and is a frequent speaker and panelist at various programs including the Financial Summit, Access to Capital Forum, Grow SMART, and more. She is an active member in the Asian American Hotel Owners Association, the Asian Women Association, the Community Chamber of Commerce, and the Atlanta Retailers Association. She is fluent in Hindi and Urdu.


"Every opportunity that arises for my client deserves my full attention, and my goal is to provide a product that makes them better. Entrepreneurs have big dreams, and I find it extremely satisfying to help individuals fulfill these dreams. Whether your goal is to start a business or grow the one you already have, I want to help you get there.”




Quick App

Take the first step. Determine if you qualify for a loan today by contacting one of our SBA Bankers below.


Loan Effective Date





Questions? We are here for you...

To ensure your safety, please do not include sensitive information in your submission.