Merchant Services

Payment processing that works for your business.



Increase your cash flow by offering another payment option at your website or in your locations. Whatever your business model – traditional POS retail, mail or telephone order, service provider, e-commerce or combination – we can customize payment processing products and services to meet your unique requirements.

  • Multiple authorization networks and transaction processing options
  • Automated in-house chargeback/retrieval processing system providing 24-hour turnaround
  • Check processing through Crosscheck.



Cadence is keeping in sync with merchant services by working with TSYS® one of the country's leading card payment processors. Our relationship with TSYS® allows us to offer you a uniquely wide selection of secure and dependable Web-based processing.


  • Check verification and guarantee services
  • Electronic check conversion
  • Debit card acceptance
  • Gift and loyalty card programs
  • Wireless, handheld solutions
  • Healthcare insurance eligibility verification
  • PCI (Payment Card Industry) Standards programs



Choose the processing program that’s right for your business
Cadence Bank offers two reliable and tested processing programs:

TransAction Central

An IP-based, multi-terminal, centralized payment processing system
TransAction Central is flexible, easy-to-use and customizable. It enables you to add features as your needs change. You can choose from:

  • Real-time reporting
  • Batch processing
  • Multi-location networking
  • Recurring payments
  • Integrated shopping cart
  • ACH service

Log on to learn more about TransAction Central




A comprehensive Web-based reporting system
Gain 24/7 access to business-critical reports that include:

  • Monthly statements
  • Settled batches
  • All attempted authorizations
  • Retrieval requests and chargebacks

View TransLink demo


Contact us today to discuss your payment processing needs

Questions? We are here for you.

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