Skip to main content

Business Loan Qualifications and Terms

Review how to qualify for a Business Loan or Business Line of Credit with Cadence Bank.

Qualifications and Terms

Applying for a business loan is easier and faster than ever with Cadence Bank business loan specialist at your side.

So you're ready to grow your business and need a loan to do it. Your most viable options include term loans and business line of credit loans. So, what do you need to know about lines of credit for business and line of credit interest rates? First, you'll need to gather your recent:

  • Bank statements
  • Balance sheet
  • Profit and loss statements
  • Business credit score
  • Documentation for intended use of the loan
  • Business tax returns
If you're a small business, you'll also need:

  • Personal credit score
  • Personal tax returns
The information found in these documents will help your loan officer determine if you qualify for a loan and what type of loans might be most useful for your business. Your credit score and cash flow situation will determine the term loan or business line of credit rates available to you. Cadence Bank offers more individualized services to help you find the business loan solution that's right for your business.


Contact a Cadence business banker to find out more and to learn if you qualify for a loan.


Contact us


Questions? We are here for you...

To ensure your safety, please do not include sensitive information in your submission.