Small Business Loans and Lines of Credit

Access funds for expansion, new equipment or unexpected market events



Business Term Loans



Your business can change on a dime. Sometimes that means you need funds quickly, or you want to expand, or you must cope with the unexpected.
That’s why we’re here.
Cadence Bank’s line of Business Term Loans can put you back on the right path to:
  • Business equipment or vehicle purchase
  • Making capital improvements
  • Expanding an existing location or purchasing a facility
Cadence's business relationship managers work with you to consider all your options — current rates, how much you need to borrow, repayment terms and your current obligations — and help you make the right choice for your circumstances.
Cadence offers a variety of secured and unsecured lending options designed to meet specific borrowing needs. Our Business Term Loans offer you loans to enable you to make large-dollar expenditures with flexible, long-term repayment options.

Business Lines of Credit

Cadence Bank’s Business Lines of Credit can be a powerful tool to help you manage your finances more effectively and a valuable resource for:
  • Short-term working capital needs
  • Seasonal inventory increases
  • Special purchases
  • Discount opportunities
  • Unexpected expenses
Cadence’s Lines of Credit offer flexibility and access to capital, while our business relationship managers work with you to determine line amounts, terms, repayment schedules and collateral that meet your short-term borrowing needs.
You can take advantage of business opportunities by repaying and reusing your line of credit as needed to:
  • Maintain an even cash flow
  • Take advantage of supplier discounts to purchase inventory
  • Pay bills while you wait for receivables to be collected

Business Equity Lines of Credit 

Leverage the equity you have in your own home to find the money you need for your business. This option is particularly appealing to a new business that does not yet have business collateral like land or equipment for a business-secured line. (This product is not available in Texas.)

Commercial Loans

Secured and unsecured loans, plus expertise, that support your business.

Learn more

Foreign Exchange

Dependable, adaptable solutions to help manage your foreign exchange risks.

Learn more

Merchant Services

Payment processing that works for your business.

Learn more

Questions? We are here for you.

Here are some other ways to contact us.

* To ensure your safety, please do not include sensitive information in your submission.