Enhance your purchasing power with a Cadence Bank business debit card. Company debit cards help you manage everyday business expenses conveniently and securely by deducting funds directly from your business checking account.
A Cadence Bank business debit card lets you pay for business travel, client events, office supplies and more, right from your business checking account, while managing and protecting your business spending.
These debit cards even offer rewards that can help you grow your business. Through the Buzz Points Platform, you have access to valuable marketing intelligence, track ROI easily and accurately, and use social media tools to strengthen business relationships online and off.
Discover more about the Buzz Merchants program.
Additional debit card benefits include:
- Attorney on call - Provides you with unlimited access to licensed attorneys for legal counsel to protect you and your business.
- HR consultant service - Offers professional guidance for every facet of human resources.
- Lowest purchase price guarantee - Reimburses you up to $250 if you find the identical item for less within 60 days.*
- Identity theft reimbursement - Gives you access to specialists and services if you become a victim of identity theft.*
- Zero-liability protection - Guards you against unauthorized use of your Cadence Bank Debit Card.*
For a complete explanation of card benefits, please refer to the benefits guide.
Learn about Cadence business checking account options to get started using a Cadence business debit card today.
* For additional information, please refer to the complete program terms and conditions for information including restrictions, limitations and exclusions. This complete program information will be included in a benefits guide mailed to each customer along with the new card.
Streamlined for businesses that process fewer than 500 items per month*, Business Checking Plus also offers valuable cash management tools at a discounted rate.
Features of Business Checking Plus include:
- Opening deposit of $50
- No monthly maintenance fee with a $3,000 minimum daily collected balance; or $15 monthly maintenance fee with a lower balance
- Receive $50 off your first check order or other bookkeeping and deposit solutions
- MarketWise personal checking account for business owner at no additional charge1
- Discounts on safe deposit boxes, as available, and more!
- Customizable package of three to four cash management services at a discounted price
- 55,000 surcharge-free ATMs worldwide
- Online Banking with Bill Pay at no additional charge2
As a Business Checking Plus account holder, you may be interested in Remote Deposit Capture Express or Remote Deposit Capture. Remote Deposit allows you to deposit checks right from your computer, saving you a trip to the bank.
Visit the Cadence Bank branch nearest you to discuss your options and begin your business banking relationship with us.
1$50 minimum opening deposit
2 Fees may apply from your internet service provider.
*$0.25 transaction fee per item for all items over specified limit. Item defined as a debits, credits, deposited items.
You work hard for your money — it should work hard for you. Sole proprietorships and non-profit organizations earn interest on checking balances while enjoying all the business-friendly features of a Cadence Bank Business Interest checking account.
Features of Business Interest Checking include:
- $50 minimum deposit
- Earn interest on balances of $1,000 or more
- No maintenance fee with $1,500 minimum collected daily balance; or $12 monthly maintenance fee with a lower balance
- Online Banking with Bill Pay at no additional charge1
1Fees may apply from your internet service provider.
At Cadence Bank, we offer business-centric checking, savings and CD options. These flexible, foundational products address your company’s everyday banking needs and provide the liquidity and safety needed so you can pursue your company’s long-term plan.
Business Checking Options
Commercial Checking
This checking option is designed for companies that process more than 500 items per month:
- $50 minimum opening deposit
- Earnings credit on qualifying balances can be used to offset monthly service fees
Business Checking Plus
For businesses that process fewer than 500 items per month, this checking solution provides an economical choice with valuable cash management tools at a discounted rate:
- Customizable package of cash management services
- $50 minimum opening deposit
- No service charge with a $3,000 minimum daily collected balance; $15 monthly service charge with a lower balance
- Business debit card at no additional charge
- Free first order of intro pack checks (three to a page or quick pick versions); or $50 off another check selection
- Free Online Banking with Bill Pay
- MarketWise personal checking account for business owners at no additional charge
- Personal and business credit cards with no annual fee for business owner
- Discounts on business and personal term loans not to exceed 60 months
- Safe deposit boxes at a 25 percent discounted rate (as available)
Explore our business checking options for companies with lower activity levels.
Business Savings Options
Business Market Investment Savings
This savings option earns market rates competitive to short term CDs and money market funds:
- $50 minimum opening deposit
- No service charge with a $25,000 minimum daily collected balance; or $20 monthly service charge with a lower balance
- Interest earned on all positive balances
- Two withdrawals per month at no charge; $2 per withdrawal in excess of two, with a limit of six withdrawals per month
Business Investment
This savings option provides the perfect blend of convenience, security and liquidity:
- $50 minimum opening deposit
- Tiered interest rate
- No service charge with a $10,000 minimum daily collected balance; or $20 monthly service charge with a lower balance
- Interest earned on all positive balances
- Limit of six withdrawals per statement cycle; excessive transaction fee of $8 per transaction over six
CD Products
To gain the maximum use of your excess funds with a guaranteed rate of return, Cadence Bank offers a variety of business certificates of deposit.
Contact us to determine the right deposit solutions for your business. If you have an existing business banking relationship with Cadence, contact your Business Banker or Treasury Management Specialist.
You may also be interested in:
For businesses that process fewer than 200 items per month1, Ignite For Business is an excellent tool to manage your spending with an opening deposit of $50.
Features of Ignite For Business include:
- Receive $25 off your first check order or other bookkeeping and deposit solutions
- MarketWise2 personal checking account for business owner at no additional charge
- Discounts on safe deposit boxes, as available, and more!
- 55,000 surcharge-free ATMs worldwide
- Online Banking3 with Bill Pay
- No monthly maintenance fee with a $1,500 minimum daily balance; or $10 monthly maintenance fee with a lower balance
As an
Ignite for Business account holder, you may be interested in learning about
Remote Deposit Capture Express. This product is specifically designed for small businesses that have a small number of checks to deposit each day. Remote Deposit Express allows you to deposit checks right from your computer, saving you a trip to the bank.
Visit the Cadence Bank branch nearest you to discuss your options and begin your business banking relationship with us.
1$0.25 transaction fee per item in excess of 200 per statement cycle. Item defined as debits, credits, deposited items.
2MarketWise personal checking has an opening deposit of $50.
3Fees may apply from your internet service provider.
